Which mutual fund is safest for long term? (2024)

Which mutual fund is safest for long term?

Money market mutual funds are among the safest investment products, since they typically invest in short-term, liquid securities. Capital Protection Funds are the best bet for individuals who want to ensure protection of their principal invested amount.

Which mutual fund is safest for long-term?

List of Best Low Risk Mutual Funds in India Ranked by Last 5 Year Returns
  • HSBC Balanced Advantage Fund. ...
  • Axis Multi Asset Allocation Fund. ...
  • Motilal Oswal Balance Advantage Fund. ...
  • Bandhan Balanced Advantage Fund. ...
  • ICICI Prudential Income Optimizer Fund (FOF) ...
  • DSP Dynamic Asset Allocation Fund. ...
  • ICICI Prudential Regular Savings Fund.

What is the safest investment with the highest return?

Safe investments with high returns: 9 strategies to boost your...
  • High-yield savings accounts.
  • Certificates of deposit (CDs) and share certificates.
  • Money market accounts.
  • Treasury securities.
  • Series I bonds.
  • Municipal bonds.
  • Corporate bonds.
  • Money market funds.
Dec 4, 2023

What is the best type of mutual fund if you wish to achieve long-term growth along with steady income?

Balanced funds

These funds invest in a diversified combination of stocks, bonds, and cash equivalents, and seek both growth of capital and income over the long-term.

Which mutual fund would have the greatest risk?

Bond funds have higher risks than money market funds because they typically aim to produce higher returns. Because there are many different types of bonds, the risks and rewards of bond funds can vary dramatically.

Which type of mutual funds are the safest?

Due to having less than 100% equity allocation in all cases, we see that the hybrid funds are the safest in terms of risk. A few other observations: as the market cap of the funds reduces (large-cap > mid-cap > small-cap etc.), the risk increases. within diversified funds, large-cap funds have the least risk.

Which mutual fund is best for long term in 2023?

Top 5 small cap mutual funds with highest returns
Top small cap mutual fundsAnnual Returns 2023
Bandhan Small Cap Fund49.48%
Franklin India Smaller Companies Fund49.44%
ITI Small Cap Fund48.54%
Quant Small Cap Fund44.90%
1 more row
Jan 3, 2024

What investment is 100% safe?

FDIC-Insured Savings Accounts, MMAs, Money Market Funds, TIPS, Series I Savings Bonds, and Treasury Bills, Bonds and Notes are commonly recommended as safe investments.

What is the safest investment of all time?

The Best Safe Investments of February 2024
Investment TypeSafetyLiquidity
Treasury bills, notes and bondsHighHigh
Money market mutual fundsHighHigh
Treasury Inflation-Protected Securities (TIPS)HighHigh
High-yield savings accountsHighHigh
3 more rows
Feb 1, 2024

Where is the safest place to put your retirement money?

Experts: 7 Safest Places To Keep Your Retirement Savings
  • FDIC-Insured High Yield Savings Account. ...
  • Fixed Annuities. ...
  • US Treasury Securities. ...
  • Employer-Sponsored Retirement Plan. ...
  • Individual Retirement Accounts (IRAs) ...
  • Money Market Accounts. ...
  • Low-Cost Index Funds.
Mar 31, 2023

Is there anything better than mutual fund?

The choice comes down to what you value most. If you prefer the flexibility of trading intraday and favor lower expense ratios in most instances, go with ETFs. If you worry about the impact of commissions and spreads, go with mutual funds.

What is the best mutual fund over the last 10 years?

No. 1 on the list is the ProFunds Semiconductor UltraSector Fund, which yielded 29.21% over the past decade. In second place is the Direxion Monthly NASDAQ-100 Bull 1.75X Fund, with 28.16%. And the bronze medal goes to the Rydex NASDAQ-100 2x Strategy Fund, which yielded 26.58%.

What does Dave Ramsey invest his money in?

Ramsey says mutual funds are the way to go! Mutual funds let you invest in a lot of companies at once, from the largest and most stable to the newest and fastest growing.

Which mutual fund has the least risk?

List of Low Risk Risk Mutual Funds in India
Fund NameCategoryRisk
Invesco India Arbitrage FundHybridLow
Edelweiss Arbitrage FundHybridLow
Bank of India Overnight FundDebtLow
Axis Overnight FundDebtLow
7 more rows

Which type of mutual fund has the lowest risk return potential?

Money market funds

Money market funds are mutual funds that invest in short-term, low-risk assets like Treasury and government securities, commercial paper, or municipal debt—depending on the focus of the fund.

Which mutual fund is best to invest in 2024?

Equity Mutual Funds: Top 10 performers in 2024 so far
  • Quant Value Fund. 14.06%
  • Quant Flexi Cap Fund. 13.39%
  • Quant Mid Cap Fund. 12.49%
  • Quant Small Cap Fund. 11.38%
  • Quant Large & Mid Cap Fund. 10.19%
  • Quant Large Cap Fund. 9.95%
  • ITI Mid Cap Fund. 9.49%
  • Kotak Multicap Fund. 9.45%
Feb 16, 2024

Who should not invest in mutual funds?

Because mutual funds do all the picking and investing work, they may be inappropriate for investors who want to have complete control over their portfolios and be able to rebalance their holdings on a regular basis.

Should I invest in mutual funds in 2024?

Large cap, mid cap, and value funds are the best mutual funds to invest in 2024 based on their past one-year returns. Investing in mutual funds has always been a popular choice for investors seeking long-term growth and diversification.

Are mutual funds 100% safe?

Mutual fund companies are well regulated

All mutual fund houses operate under stringent regulations to protect every investor's interests. These regulations are put in place by SEBI (Securities and Exchange Board of India), a government agency responsible for the supervision and functioning of the capital markets.

Which mutual fund is best for next 15 years?

Best SIP For 15 Years in India
  • Axis Bluechip Fund Direct Plan-Growth. ...
  • DSP Flexi Cap Fund Direct Plan-Growth. ...
  • Quant Tax Plan- Direct-Growth Fund. ...
  • Kotak Equity Opportunities Fund Direct-Growth. ...
  • Edelweiss Large & Mid Cap Direct Plan-Growth. ...
  • Motilal Oswal Focused Fund Direct-Growth. ...
  • ICICI Prudential Gilt Fund Direct-Growth Plan.
Dec 7, 2023

Which mutual fund gives highest return for long term?

List of Long Duration Duration Mutual Funds in India
Fund NameCategory1Y Returns
Quant Large and Mid Cap FundEquity55.4%
Bank of India Small Cap FundEquity49.7%
SBI Contra FundEquity48.7%
Axis Small Cap FundEquity42.0%
12 more rows

Which mutual fund gives highest return in 5 years?

Highest Return Mutual Funds in Last 5 Years
Fund Name3 Years Return5 Years Return
Motilal Oswal Midcap fund (G)33.2%27.5%
Canara Robeco Small Cap Fund (G)31.0%27.4%
DSP Healthcare Fund (G)19.4%27.3%
PGIM India Midcap Opportunities Fund (G)20.7%26.9%
16 more rows

What are the 3 safest investment types?

The Bottom Line

Safe assets such as U.S. Treasury securities, high-yield savings accounts, money market funds, and certain types of bonds and annuities offer a lower risk investment option for those prioritizing capital preservation and steady, albeit generally lower, returns.

What is the number 1 rule investing?

Warren Buffett once said, “The first rule of an investment is don't lose [money]. And the second rule of an investment is don't forget the first rule. And that's all the rules there are.”

Where can I get 10 percent return on investment?

Investments That Can Potentially Return 10% or More
  • Stocks.
  • Real Estate.
  • Private Credit.
  • Junk Bonds.
  • Index Funds.
  • Buying a Business.
  • High-End Art or Other Collectables.
Aug 28, 2023

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